Govt's insurance scheme for NREGA workers

The NREGA (National Rural Employment Guarantee Act) workers will now be provided Insurance cover under Janashree Bima Yojana (JBY). The Ministry of Finance has given a green signal to the Ministry of Rural Development's proposal in this regard on Friday.

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The R&D Ministry had requested the Finance Ministry for the inclusion of NREGA workers among the persons eligible for insurance cover under JBY.

Not all the NREGA workers are eligible to be benefited by this scheme. The R&D ministry has set some guidelines for the workers to avail the insurance scheme.

The head of rural households must have been registered under NREGA and have a job card that will make them eligible for insurance cover.

Such a person should have worked under NREGA for a minimum period of 15 days in a year. And that person will be eligible after minimum prescribed number of days worked are completed.

The insurance cover is required to be renewed each year and that renewable would depend on the beneficiary's 15 days completion of the work in a financial year.

Further a person who is covered by other insurance schemes for life and disability sponsored by any other Ministry/Department of the Government of India.

State Government would not be eligible for insurance cover under this scheme. 50% of the total premium of Rs.200/- per beneficiary per annum i.e. Rs 100/- shall be paid by the beneficiary/Nodal Agency/ State Government. And, the other half i.e. Rs 100 will be paid by the Social Security Fund with LIC.

The Nodal officer for the scheme will be the Programme Officer of NREGA at the Block/District level.

For details of the NREGA scheme such as who are eligible for the scheme, how to be benefited, how to obtain job card etc are described in an article whose link is given below.

How to be benefited from NREGA

http://www.newstrackindia.com/newsdetails/3513